diff --git a/PaydayBackend/Controllers/AdminController.cs b/PaydayBackend/Controllers/AdminController.cs
index ca7a3b2..0418c6f 100644
--- a/PaydayBackend/Controllers/AdminController.cs
+++ b/PaydayBackend/Controllers/AdminController.cs
@@ -54,28 +54,6 @@ public class AdminController : ControllerBase
         return Ok(result);
     }
     
-    // TODO: Переделать
-    /// <summary>
-    /// Добавление условия кредитования
-    /// </summary>
-    [HttpPost("banks/{bank_id}/loanterms")]
-    public async Task<ActionResult> AddLoanTerm(long bank_id, [FromBody] LoanTerm loanTerm)
-    {
-        await _adminService.AddLoanTerm(loanTerm);
-        return Ok();
-    }
-    
-    /// <summary>
-    /// Удаление ВСЕХ условий кредитования
-    /// </summary>
-    /// <response code="400">Банк не найден</response>
-    [HttpDelete("banks/{bank_id}/loanterms")]
-    public async Task<ActionResult> AddLoanTerm(long bankId)
-    {
-        var result = await _adminService.RemoveAllLoanTermsByBankId(bankId);
-        return result == "OK" ? Ok() : BadRequest(result);
-    }
-    
     // -------------------------------------| Университеты |-------------------------------------
     
     /// <summary>
diff --git a/PaydayBackend/Controllers/BankController.cs b/PaydayBackend/Controllers/BankController.cs
index ba328e0..b05cff8 100644
--- a/PaydayBackend/Controllers/BankController.cs
+++ b/PaydayBackend/Controllers/BankController.cs
@@ -1,4 +1,6 @@
 using Microsoft.AspNetCore.Mvc;
+using PaydayBackend.Models;
+using PaydayBackend.Services;
 
 namespace PaydayBackend.Controllers;
 
@@ -6,9 +8,35 @@ namespace PaydayBackend.Controllers;
 [ApiController]
 public class BankController : ControllerBase
 {
+    private readonly IAdminService _adminService;
 
-    public BankController()
+    public BankController(IAdminService adminService)
     {
+        _adminService = adminService;
+    }
+    
+    /// <summary>
+    /// Удаление ВСЕХ условий кредитования
+    /// </summary>
+    /// <response code="400">Банк не найден</response>
+    [HttpDelete("banks/{bank_id}/loanterms")]
+    public async Task<ActionResult> AddLoanTerm(long bankId)
+    {
+        var result = await _adminService.RemoveAllLoanTermsByBankId(bankId);
+        return result == "OK" ? Ok() : BadRequest(result);
+    }
+    
+    /// <summary>
+    /// Добавление условия кредитования
+    /// </summary>
+    [HttpPost("banks/loanterms")]
+    public async Task<ActionResult> AddLoanTerm([FromBody] LoanTerm loanTerm)
+    {
+        var result = await _adminService.AddLoanTerm(loanTerm);
+        if (result != "OK")
+            return BadRequest(result);
+        
+        return Ok();
     }
 
 }
\ No newline at end of file
diff --git a/PaydayBackend/Controllers/PublicController.cs b/PaydayBackend/Controllers/PublicController.cs
index d0560a3..1aa2d00 100644
--- a/PaydayBackend/Controllers/PublicController.cs
+++ b/PaydayBackend/Controllers/PublicController.cs
@@ -53,15 +53,30 @@ public class PublicController : ControllerBase
           
           return Ok(result);
     }
-    
+
     /// <summary>
-    /// Получение всех возможных условий кредитования банков по стоймости направления
+    /// Получение одно направление по Id
     /// </summary>
     /// <response code="400">Направление не найдено</response>
-    [HttpGet("credit/direction/{id}")]
-    public async Task<ActionResult<IEnumerable<University>>> GetAllTermsWithDirection(long id)
+    [HttpGet("direction/{id}")]
+    public async Task<ActionResult<IEnumerable<UniversityDirectionDto>>> GetDirectionById(long id)
     {
-          var result = await _publicService.GetAllLoansByDirectionCost(id);
+          var result = await _publicService.GetDirectionById(id);
+
+          if (result == null)
+              return BadRequest();
+          
+          return Ok(result);
+    }
+    
+    /// <summary>
+    /// Получение всех возможных кредитов по стоймости направления от каждого банка по одному
+    /// </summary>
+    /// <response code="400">Направление не найдено</response>
+    [HttpGet("credit/direction/{directionId}")]
+    public async Task<ActionResult<IEnumerable<Offer>>> GetOffers(long directionId)
+    {
+          var result = await _publicService.GetOffers(directionId);
 
           if (result == null)
               return BadRequest();
diff --git a/PaydayBackend/Models/LoanTerm.cs b/PaydayBackend/Models/LoanTerm.cs
index 4484058..dea1193 100644
--- a/PaydayBackend/Models/LoanTerm.cs
+++ b/PaydayBackend/Models/LoanTerm.cs
@@ -6,7 +6,7 @@ public class LoanTerm
 {
     [Key]
     public long Id { get; set; }
-    public Bank Bank { get; set; }
+    public long BankId { get; set; }
     [Range(0f, 360f)]
     public float InterestRate { get; set; }
     public int LoanTermInMonths { get; set; }
diff --git a/PaydayBackend/Models/Offers.cs b/PaydayBackend/Models/Offers.cs
new file mode 100644
index 0000000..164d89b
--- /dev/null
+++ b/PaydayBackend/Models/Offers.cs
@@ -0,0 +1,10 @@
+namespace PaydayBackend.Models;
+
+public class Offer
+{
+    public long DirectionId { get; set; }
+    public string BankIconUrl { get; set; }
+    public string BankName { get; set; }
+    public float BankPercent { get; set; }
+    public long BankId { get; set; }
+}
\ No newline at end of file
diff --git a/PaydayBackend/Services/IAdminService.cs b/PaydayBackend/Services/IAdminService.cs
index 71a164e..b2b3f66 100644
--- a/PaydayBackend/Services/IAdminService.cs
+++ b/PaydayBackend/Services/IAdminService.cs
@@ -10,7 +10,7 @@ public interface IAdminService
     // Bank
     public Task<string> AddBank(string bankName, IFormFile file);
     public Task<IEnumerable<Bank>> GetAllBanks();
-    public Task AddLoanTerm(LoanTerm loanTerm);
+    public Task<string> AddLoanTerm(LoanTerm loanTerm);
     public Task<string> RemoveAllLoanTermsByBankId(long bankId);
     public Task<IEnumerable<LoanTerm>?> GetAllLoanTermsByBankId(long bankId);
     // University
@@ -84,10 +84,16 @@ public class AdminService : IAdminService
         return await _databaseContext.Banks.ToListAsync();
     }
 
-    public async Task AddLoanTerm(LoanTerm loanTerm)
+    public async Task<string> AddLoanTerm(LoanTerm loanTerm)
     {
+        var bank = await _databaseContext.Banks.Where(x => x.Id == loanTerm.BankId).FirstOrDefaultAsync();
+        if (bank == null)
+            return "Bank not found";
+        
         await _databaseContext.LoanTerms.AddAsync(loanTerm);
         await _databaseContext.SaveChangesAsync();
+
+        return "OK";
     }
 
     public async Task<string> RemoveAllLoanTermsByBankId(long bankId)
@@ -95,7 +101,7 @@ public class AdminService : IAdminService
         if (await BankIsExist(bankId))
             return "Bank not found";
         
-        var result = await _databaseContext.LoanTerms.Where(x => x.Bank.Id == bankId).ToListAsync();
+        var result = await _databaseContext.LoanTerms.Where(x => x.BankId == bankId).ToListAsync();
         _databaseContext.LoanTerms.RemoveRange(result);
 
         return "OK";
@@ -106,7 +112,7 @@ public class AdminService : IAdminService
         if (await BankIsExist(bankId))
             return null;
         
-        return await _databaseContext.LoanTerms.Where(x => x.Bank.Id == bankId).ToListAsync();
+        return await _databaseContext.LoanTerms.Where(x => x.BankId == bankId).ToListAsync();
     }
     
     // -------------------------------------| Университеты |-------------------------------------
diff --git a/PaydayBackend/Services/IPublicService.cs b/PaydayBackend/Services/IPublicService.cs
index ac5a596..b70b771 100644
--- a/PaydayBackend/Services/IPublicService.cs
+++ b/PaydayBackend/Services/IPublicService.cs
@@ -7,9 +7,11 @@ public interface IPublicService
 {
     public Task<IEnumerable<UniversityDto>> GetAllUniversity();
     public Task<IEnumerable<UniversityDirectionDto>?> GetAllUniversityDirectionByUniversityId(long universityId);
+    public Task<UniversityDirectionDto?> GetDirectionById(long directionId);
     public Task<IEnumerable<LoanTerm>?> GetAllLoansByDirectionCost(long universityDirectionId);
     public Task<long> GetMinPlaceCostByUniversityId(long universityId);
     public Task<UniversityDto?> GetAllUniversityById(long universityId);
+    public Task<IEnumerable<Offer>?> GetOffers(long directionId);
 }
 
 public class PublicService : IPublicService
@@ -52,6 +54,15 @@ public class PublicService : IPublicService
         return dtos;
     }
 
+    public async Task<UniversityDirectionDto?> GetDirectionById(long directionId)
+    {
+        var result = await _databaseContext.UniversityDirections.Where(x => x.Id == directionId).FirstAsync();
+        if (result == null)
+            return null;
+        
+        return new UniversityDirectionDto(result.Id, result.UniversityId, result.Code, result.Name, result.Url, result.PlaceCost);
+    }
+
     public async Task<IEnumerable<LoanTerm>?> GetAllLoansByDirectionCost(long universityDirectionId)
     {
         var universityDirection = await _databaseContext.UniversityDirections.Where(x => x.Id == universityDirectionId).FirstOrDefaultAsync();
@@ -85,4 +96,32 @@ public class PublicService : IPublicService
 
         return new UniversityDto(university.Id, university.Name, university.FullName, university.ImageUrl);
     }
+
+    public async Task<IEnumerable<Offer>?> GetOffers(long directionId)
+    {
+        var universityDirection = await _databaseContext.UniversityDirections.Where(x => x.Id == directionId).FirstOrDefaultAsync();
+        if (universityDirection == null)
+            return null;
+        
+        /////
+        var banks = _databaseContext.Banks.ToList();
+        List<Offer> offers = new List<Offer>();
+        foreach (var bank in banks)
+        {
+            var offer = new Offer();
+            offer.DirectionId = directionId;
+            offer.BankName = bank.Name;
+            offer.BankIconUrl = bank.ImageUrl;
+            offer.BankId = bank.Id;
+            var percente = await _databaseContext.LoanTerms.OrderBy(x => x.InterestRate).Where(x => x.BankId == bank.Id).FirstAsync();
+            if (percente == null)
+                offer.BankPercent = 5;
+            else
+                offer.BankPercent = percente.InterestRate;
+            
+            offers.Add(offer);
+        }
+
+        return offers;
+    }
 }
\ No newline at end of file